Anup Roy

All stories by Anup Roy

Meet RBI's man for all seasons

Meet RBI's man for all seasons

Rediff.com26 Feb 2018

Y H Malegam, 80, will head the panel that will look into non-performing bank assets and their relation to the Rs 114-bn PNB scam.

PNB fraud: Most PSBs have kept SWIFT outside core banking

PNB fraud: Most PSBs have kept SWIFT outside core banking

Rediff.com21 Feb 2018

It is up to the bank management to decide which application gets to interact with the CBS

RBI revises framework to resolve stressed bank accounts

RBI revises framework to resolve stressed bank accounts

Rediff.com13 Feb 2018

Banks given 180-day time for NPA resolution, matter to be referred to Insolvency Board within 15 days.

Banks don't want changes in MCLR calculation: RBI

Banks don't want changes in MCLR calculation: RBI

Rediff.com12 Feb 2018

Banks argued that loans of most lenders are funded primarily by retail deposits and not from the wholesale market as was the practice abroad

Why foreign banks are going slow on India

Why foreign banks are going slow on India

Rediff.com19 Jan 2018

Foreign banks were ahead in terms of technology, but that is no longer the case as Indian private banks steal the innovation march.

Why RBI does not want to hike rates

Why RBI does not want to hike rates

Rediff.com17 Jan 2018

Instead of a rate hike, or even a pause, there could be a window for the RBI for an interest rate cut

Interest rates unlikely to change in whole of 2018

Interest rates unlikely to change in whole of 2018

Rediff.com5 Jan 2018

Growth impulses, while improving, remain fragile, and a rate hike will be disruptive to interest costs.

Post DeMo, bank credit grows at over 10% in December

Post DeMo, bank credit grows at over 10% in December

Rediff.com4 Jan 2018

Loans, cash credits, and overdrafts at the end of December 22, 2017, stood at Rs 81,287.32 billion, against Rs 73,340 billion in the year-ago period.

Banks are responsible for bad debt mess: RBI

Banks are responsible for bad debt mess: RBI

Rediff.com22 Dec 2017

Banks might not have realised the exact implication of risky projects under PPP projects, which were getting implemented under high leverage

'RBI now has a problem of plenty'

'RBI now has a problem of plenty'

Rediff.com5 Dec 2017

While RBI's foreign exchange reserves have swelled to over $400 billion, it has a 'sell' position of $981 billion.

Depositors, don't worry about losing money: Bankers

Depositors, don't worry about losing money: Bankers

Rediff.com2 Dec 2017

Will the Financial Resolution and Deposit Insurance Bill endanger our bank deposits?

'We have to transparently define what is fraud and what is wilful default'

'We have to transparently define what is fraud and what is wilful default'

Rediff.com24 Nov 2017

K C Chakrabarty, former deputy governor, RBI, talks to Anup Roy on issues in the new bankruptcy law and rules.

Bankers divided over tech vs human touch

Bankers divided over tech vs human touch

Rediff.com7 Nov 2017

There's a long way to go before human beings are replaced by machines -- in banks at least.

Foreign banks' presence in India declining, confirms RBI

Foreign banks' presence in India declining, confirms RBI

Rediff.com2 Nov 2017

Foreign banks had 317 branches in 2015-16; it has reduced to 286. In the same period, employee strength came down from 26,642 to 24,766.

India issues $1.95 billion green bonds in Q2

India issues $1.95 billion green bonds in Q2

Rediff.com31 Oct 2017

Traditionally, issuance from Chinese companies dominate the green bond market, but other emerging market economies are coming up fast

RBI's most teething problem: Controlling inflation

RBI's most teething problem: Controlling inflation

Rediff.com23 Oct 2017

A combination of farm loan debt waivers by state governments and the implementation of the pay commission award could entail some fiscal slippages and pose a risk to inflation

Why banks are uncomfortable with bankruptcy code

Why banks are uncomfortable with bankruptcy code

Rediff.com4 Oct 2017

Recent tribunal rulings open prospects of large haircuts and barriers to auctioning of personal guarantees, among other issues

India's $400-billion forex reserves comes at a cost

India's $400-billion forex reserves comes at a cost

Rediff.com29 Sep 2017

What the reserves offer for now is improved import coverage of about 13 months, almost double the 2013 level of less than seven months. And, ammunition to arrest a rapid rupee slide, says Anup Roy.

Have you tried using games to help you save money?

Have you tried using games to help you save money?

Rediff.com22 Sep 2017

Banks play 'mind games' to woo customers. Big data and 'games' are now the tools of the trade.

DeMo might not have been a success after all: Raghuram Rajan

DeMo might not have been a success after all: Raghuram Rajan

Rediff.com4 Sep 2017

'The RBI risks becoming dangerously weakened, as successive governments and finance ministers have misunderstood its role'.

Prev  |  Next